Four free job loss calculators for the most common money questions after a layoff: what COBRA will actually cost, what severance typically runs, what your unused PTO is worth, and what your state pays in unemployment.
COBRA Cost Calculator
Enter your plan’s full premium to see your real monthly COBRA cost under the federal 102% rule.
Severance Pay Calculator
See a typical severance range based on your years of service and weekly pay.
PTO Payout Calculator
Find out what your unused vacation or PTO balance is worth in dollars.
Unemployment Benefits Calculator
See your state’s real 2026 minimum and maximum weekly unemployment benefit.
Every calculator on this page cites its source (federal regulation, DOL data, or IRS guidance) directly. None of these replace your official paperwork, your employer’s COBRA election notice, or your state unemployment agency’s own benefit determination, but each one gives you a real number to plan around before that paperwork arrives.